Rachel Cruze Net Worth: How Rich Is She now? UPDATED!

Rachel Cruze Net Worth is a hot topic!

Rachel Cruze is popular for her well-known book smart money smart kids which she wrote with her father Dave Ramsey.

The book debuted at the top of the new york best sellers list.

Rachel Cruze has a net worth of over $3 million due to her books.

Website:Rachel Cruze
Full Name:Rachel Cruze
Age:33 years old
Birth Date:4 April 1988
Birth Place:USA
Height:1.70 m
Weight:55 kg
Sexual Orientation:Straight
Marital Status:Married
Winston Cruze (m. 2009)
Children:3 children
Profession:American author
Net Worth:$2 million
Last Updated:2021
Rachel Cruze Net Worth
source: Instragram

Rachel Cruze Early Life

Rachel Cruze was born on April 4, 1988, to Sharon Ramsey and Dave Ramsey.

She was born in Tennessee and she has two siblings Denise and Daniel

Rachel Cruze Education

Rachel graduated from the University of Tennessee with a B.A. in Communication. This was in 2011.

Rachel Cruze’s Personal Life

Rachel Ramsey married Winston Cruze in 2009. They both went to Financial Peace University, which is where they share similar perspectives on money and financial education.

The couple has a daughter, Amelia, whom they named after their daughter. They are a happy family that currently lives in Franklin, Tennessee.

Rachel Cruze’s Career

In 2014, her book Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey, debuted at the top of The New York Times Best Seller list.  In 2016, her second book, Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want, was released.

Cruze has been quoted on how to save for a down payment on a house.

She advocates using debit cards rather than credit cards to control spending and never spending more than one’s means, which “requires a discipline and a mindset that often goes against the grain of our instantly gratified society,” she said in an interview with the Kansas City Star.

Rachel Cruze has received all her net worth from her books on finance. Her books include the following below.

Rachel Ramsey Cruze Books:

  • The Graduate’s Survival Guide: Setting You Up for Success in College (2011)
  • Smart Money Smart Kids (2014)
  • Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want (2016)
  • The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College (2017)
  • The Contentment Journal (2019)

In 2014, Rachel and Dave’s famous book– ”Smart Money, Smart Kids.” The book talks about the following:

  • living responsibly;
  • paying cash for college;
  • how to save money;
  • how to avoid debt;
  • the value of hard work;
  • where the money comes from.

Rachel Cruze Net Worth

rachel makes the most money selling her books. Her father is a hugely popular figure as well which helps push her own image forward.

Rachel uses her YouTube channel to promote her books and information.  As of 2022, Rachel Cruze has a net worth of over $3 million due to her books.